overdrawn?
I don't use the SECU, but will this cause someone to overdraw their account? For instance, if I know I have 20 bucks in my account, and only get 10 bucks in gas, but there's a 26 dollar hold, will I...
View ArticleSECU Visa
Thank you much for this notice, as I couldn't figure out the message sent in my SECU monthly account mailing. I only bank with SECU, as does my husband and all family members; we regard it as the only...
View ArticleSECU Credit or Debit
"If you opt to make it a CREDIT CARD transaction, no matter how much gas you get, it will show up temporarily on your account as a $26 purchase. Even if you only pumped $10 worth of gas, that will be...
View ArticleDon't see that it makes any real difference
I don't see where the best choice is to use debit. The credit card company puts a $26 charge on your credit card that they replace with the correct amount within 3 days. It used to be a $1 charge...
View Articledebit card as credit card...sneaky way to get money
here is why:you only have $10 in your checking account; you go to the gas pump and use your debit card as a "credit card"you buy $25 in gasin the past, the transaction only authorized a $1, so the...
View ArticleSECU members paying at the pump
It is better to pay with cash anyway. Some gas stations will give you a 5 cents discount per gallon of gas if paying with cash.You must also remember that if you do not have enough funds to cover the...
View ArticleTake a walk
Many stations do not let you use debit at the pump. You have go inside if it is a debit card. Not very conveient, if you ask me.
View ArticleNothing really new
This isn't really anything new or peculiar to SECU. As a general rule (not only at gas stations, but often at hotels and rental car places, where they don't know what your final bill will be) a "hold"...
View ArticleNot all Bad
But I can't remember the last time I put LESS than $26 in my tank, so if you put in sixty bucks worth of gas and they only post $26 to my account for three days, sounds like I might be taking from the...
View ArticlePositive Change For SECU Members
This will be a positive change for members of SECU in terms of maintaining their accounts in a positive standing and having more up-to-date balances on a daily basis. Thankfully, SECU is always...
View ArticleNope, no overdraft on
Nope, no overdraft on checking, this is a credit card transaction. Now if your credit limit is close.........
View ArticleThese comments reflect a lot of confusion ..
Some of which I'll try to clarify. See also today's Road Worrier.1) We're not talking about a credit card transaction, so billing cycles don't apply. When you use your debit card, you're not borrowing...
View ArticleThis SECU member will still keep choosing "credit" at the pump
For one thing, as others have pointed out, when I fill up my tank, I almost always put in more than $26 anyway.For another, gas pumps are an easy target for card skimmers, so I never enter my PIN when...
View Articlebounced a check because of this!
I recently moved to the area & bank with SECU. Up until now, I've been happy with them, but today was a different story. I put $15 worth of gas in my car 2 days ago because I only had $17 until pay...
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